Mobile Banking Transaction Limits 2026: bKash, Nagad, Rocket & Upay
Have you ever tried to cash out money in an emergency only to see the dreaded "Limit Exceeded" message? It happens to the best of us. Bangladesh Bank sets strict limits on Mobile Financial Services (MFS) to prevent money laundering and ensure security.
In 2026, these limits are more important than ever as we rely on bKash, Nagad, Rocket, and Upay for everything from grocery shopping to paying bills. Here is the complete breakdown of transaction limits for all major providers.
Pro Tip: Transaction limits are reset at the beginning of every calendar month. If you hit your limit on bKash, you can still use Nagad or Rocket as they have separate limits!
1. Cash Out Limits (Agent & ATM)
This is the most critical limit for most users. "Cash Out" refers to withdrawing physical money from an Agent point or an ATM.
| Provider | Daily Limit | Monthly Limit | Max Count (Daily) |
|---|---|---|---|
| bKash | 30,000 Tk | 200,000 Tk | 10 times |
| Nagad | 30,000 Tk | 200,000 Tk | 15 times |
| Rocket | 25,000 Tk | 150,000 Tk | 5 times |
| Upay | 30,000 Tk | 200,000 Tk | 5 times |
*Note: ATM Cash Out limits are usually included within these daily limits.
2. Send Money Limits (P2P)
Sending money to friends and family (Person to Person) has higher limits than cashing out.
| Provider | Daily Limit | Monthly Limit |
|---|---|---|
| bKash | 50,000 Tk | 300,000 Tk |
| Nagad | 50,000 Tk | 300,000 Tk |
| Rocket | 25,000 Tk | 75,000 Tk |
| Upay | 50,000 Tk | 300,000 Tk |
Cost Warning: Remember that Send Money is often free up to a certain amount (e.g., 100 Tk or 500 Tk), but charges apply for larger amounts (usually 5 Tk or 10 Tk).
3. Cash In (Deposit) Limits
How much money can you put into your account?
| Provider | Daily Limit | Monthly Limit |
|---|---|---|
| bKash | 50,000 Tk | 300,000 Tk |
| Nagad | 50,000 Tk | 300,000 Tk |
| Rocket | 30,000 Tk | 200,000 Tk |
| Upay | 50,000 Tk | 300,000 Tk |
4. Payment & Mobile Recharge
Good news! Payments for shopping (Merchant Pay) and Mobile Recharge usually have no strict limits or very high limits.
- Merchant Payment: No official limit (depends on account balance).
- Mobile Recharge: No official limit.
- Bill Pay: No official limit.
How to Check Your Remaining Limit
You don't need to guess. You can check your remaining limit instantly in the app:
- bKash App: Tap the bKash menu (top right) > Limits.
- Nagad App: Go to "My Nagad" > Limits.
- Rocket App: Check "My Account" or "Limits" section.
Need to Calculate cash out Fees?
Knowing your limit is half the battle. Knowing the cost is the other half.
Open Fee Calculator