Nagad Cash Out Charge

Calculate Nagad fees for App, USSD, and ATM. Updated for 2026.

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Rate applied: 1.299%

Why use this Nagad Calculator?

Calculate Nagad cash out charges and withdrawal fees. Compare App vs USSD costs instantly and discover which method saves you the most money.

Key Features & Benefits:

  • Lowest App Charge: At ~1.30% (12.99 Tk + VAT), it is the cheapest standard rate in the market.
  • Islamic Wallet: Offers a Shariah-compliant 'Nagad Islamic' account option.
  • Government Backed: Operated by the Bangladesh Post Office, ensuring high trust.
  • One-Tap Account: Easy account opening by simply dialing *167#.

Verdict on Nagad

The clear winner for cost savings. The calculator shows that using the Nagad App saves you roughly 5.50 Tk per thousand compared to standard bKash agents.

Regulatory Limits (2026)

Adhering to Bangladesh Bank regulations, Nagad enforces daily and monthly ceilings on cash-out transactions. While this calculator ensures you have the correct balance for fees, always ensure your transaction volume stays within the 30,000 Tk daily (personal) limit to avoid transaction failures at the agent point.

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